Easy Ways To Get Free Money Fast
Jeff Rose, CFP® | November 03, 2020
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Treasure hunters would revel at the idea of getting free money. But is it really a thing? I mean, are there seriously companies out there that will just give money away because they are nice? Yes, and no. Companies often pay out sign up bonuses when you use a new service. Some of the best (and easiest) ways to get free money are to switch services that you use every day anyway, such as bank accounts or credit cards.
Other companies will pay smaller bonuses for you to try their app. Take a look at this list of ways to get some free money fast, and choose the best options for you.
Attention student loan holders: Now is a great time to refinance your private student loans to get a better rate and save on your overall monthly payments. Best of all, this is totally free to do! However, if you have federal loans, we recommend you not refinance them at this time as you may lose forbearance and other protections.
SEE HOW MUCH YOU CAN SAVE
We all need our savings accounts to be much larger than they are. But with bills, credit card debt, and our careers, it sometimes feels almost impossible to increase our savings.
If you don’t think it’s possible to boost your savings, then you might be surprised to find out how easy it is to score a few extra bucks each month. And thanks to the internet, all it usually requires is filling out some paid surveys, playing around on the web, or signing up for a few specific offers.
Doing just a few of these things can easily add up to thousands of dollars in cash each year, so what are you waiting for?
18 Ways to Get Free Money Fast
Quick Guide to Get Free Money:
Refinance Your Student Loans
$45 For Taking online surveys
Lower your mortgage payment
Consolidate your debt
Get rebates from local retailers
$5 signup bonus with Inbox Dollars
Rack up some Swagbucks
$10 signup bonus with Ebates
Let Trim save you money
Get refunds with Paribus
Microinvesting app bonuses
Score a bank bonus.
Invest money with Stockpile.
Get paid to budget
Get paid for selfies.
Use rewards credit cards.
$1000 guaranteed w/Lyft
Book reservations with Seated.
Want some free money of your own? Are you a college student looking for ways to make money while in school?
While you might not get rich quick with the items on the list, you’ll be getting free money with very little effort.
Check out these 18+ companies that offer free money when you complete simple tasks in your spare time:
1. Refinance Student Loans
Chances are good you have student loans. Have you considered refinancing them?
Refinancing means a lender pays off your existing loans and creates a new, single loan to be paid back at (ideally) a lower interest rate. This is appealing to borrowers because it consolidates monthly loan payments and saves you money!
The *extra* good news is that many refinancing companies will pay you cold, hard cash to refinance with their company.
START SAVING NOW
Check out our review of the best student loan refinance companies
2. Give your opinions for money.
Online survey sites have become a top way for people to cash in doing something pretty mindless in their spare time. While there are a ton out there to choose from, Survey Junkie has one of the longest histories and a consistent record of paying their users.
Just sign up for any one of these free accounts and you’ll be on your way to scoring free money for your musings on everything from new products to advertising campaigns. Some, Pinecone Research, for example, will ship you products to try and then answer questions on them.
EARN UP TO $45 PER SURVEY WITH SURVEY JUNKIE
3. Lower your mortgage payment.
Today’s historically low rates are spurring a refinance boom. By refinancing your mortgage, you not only can lower your interest rate and free up cash flow in your budget, but you can quite possibly take equity out of your home, and put it in the bank.
While not everyone owns their home, refinancing to a lower rate is an easy way to get hundreds of dollars per month free by simply lowering your interest expense.
FIND OUT HOW MUCH YOU CAN SAVE
4. Consolidate your debt to find extra money.
Personal debt such as medical or credit card debt can be consolidated at a lower rate. In a similar way to refinancing a home, if you consolidate your debt, it should be at a lower average rate in order to free up money in your monthly payments. There are two great ways to consolidate your debt:
Personal Debt Consolidation Loan
Online lenders such as Upstart, will work with you on a variety of debts to get them into one low payment, freeing up cash.
GET STARTED WITH UPSTART
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